Payment processing

made  with you in mind.

Easy to use and always secure, you can count on ACQUPAY’s payment processing solutions.



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we put our customer first,

all of the time.

We know that each industry we service has different requirements and that having a merchant service provider that knows the ins-and-outs of processing and how it relates to your industry will save you time and money. Regardless of what industry your business operates, we can provide a cost-effective plan to increase profits by decreasing expenses while providing superior service.

Whether you are applying for your first merchant account, or you have been accepting credit cards for decades ACQUAY can assist with all of your non-cash transaction needs. We are experts in the Card-Not-Present (CNP) processing industry with a team that has combined over 60 years’ experience in the transaction processing industry.

The issue is simple: you can please some of the merchants all the time, and all the merchants some of the time...

… but you cannot please all the merchants all the time! Unless you are processing with ACQUPAY! At ACQUPAY we please all our merchants all the time and we do that putting our customer first:

  • First when it comes to service
  • First when it comes to approval time
  • First when it comes to competitive rates
  • First when it comes to merchant education
  • First when it comes to transparent transaction processing

Process Your Way

Upon acceptance of services, you can choose how you want to process credit cards. Whether at the point of sale or online, we can provide the software configuration that is works best for your business. This configuration includes your merchant identification number, which allows you to accept Visa, MasterCard, American Express, Discover, and JCB. The configuration may also accommodate check verification as well as gift and loyalty programs.

Merchant Service and Support

We will provide you with ongoing service and support which includes answering merchant service billing questions, responding to requests for supplies, resolving failed payment transactions, troubleshooting and repair of equipment and software, education on Visa and MasterCard compliance, and assisting you with pricing changes.

Transaction Processing Risk Management

A transaction begins with authorization of the customer’s credit or debit card. The transaction data is captured by the processor and electronically transmitted to the issuer of the card, which then determines availability of credit or debit funds. The issuer then communicates an approval decision back to the merchant through the processor. This process typically takes less than five seconds. After the transaction is completed, the processor transmits the final transaction data to the card issuer for settlement of funds.

Our risk management staff relies on the criteria set by the underwriting department to assist merchants in identifying and avoiding fraudulent transactions by monitoring exceptions and providing access to other resources for fraud detection. By implementing these and other risk management procedures, we enable you to balance the risk of fraud against the loss of a valid transaction.

Why Choose ACQUPAY?

Discover why our merchant services are a cut above the rest
Secure Payments

The data of our merchants and their customers are always protected with advanced data security.

Expert Guidance

Our team of specialized experts provide the software configuration that works best for your business.

Competitive Rates

Stop paying overpriced commissions — we offer the lowest processing rates and no hidden fees.

Dedicated Support

Receive ongoing service and on-demand support for any requests, repairs, and general assistance. 

Sign Up Today & Lower Your Processing Costs.

Request a free quote to find out how much you can save.